Money Tree
A Frollo alternative: Money Tree
Frollo is free and thorough. If you want something that nudges you to check in every day, Money Tree builds the habit with streaks, goals and Safe to Spend.
Last reviewed
Why people look for a Frollo alternative
- It is a dashboard of your finances rather than a daily habit with streaks and rewards.
- It is available only in Australia.
What Money Tree offers instead
- Safe to Spend gives you one number for what you can spend today.
- Daily streaks, XP, coins and private leaderboards with friends make checking in a habit.
- A pay-period planner that sets your income against budgets and upcoming bills.
- Home-screen widgets for Safe to Spend and budgets.
When to stay with Frollo
Choose Frollo if you want a budgeting app that is entirely free, or a summary to share with a mortgage broker.
- Every feature is free, with no ads.
- Net worth across banks, super, loans and investments.
- Financial Passport, a shareable summary for a mortgage broker.
- Regulated Open Banking connections.
- Connecting all your accounts costs nothing.
Frollo and Money Tree in brief
| Feature | Money Tree | Frollo |
|---|---|---|
| Price | A 7-day trial, then Plus as a monthly or yearly subscription; the store shows the price in your currency. | Free. No subscriptions, in-app purchases, premium fees or ads. |
| Plans and trial | No. Every account starts with a 7-day trial of everything, then Plus is a subscription. | Everything is free, including budgets, bill tracking, goals, spending insights and net worth. |
| Bank connections | Automatic, read-only sync through secure bank data providers. Connect as many banks as you like. | Through Australia's Consumer Data Right (Open Banking), without sharing banking passwords. |
| Platforms | iPhone, Mac and Android, from the App Store and Google Play. | iOS and Android. |
| Budgeting style | Safe to Spend for today, category budgets with suggested limits, savings goals and a pay-period planner. | Category budgets with savings goals and automatic categorisation. |
| Where it works | Wherever its bank data providers cover your bank. The app shows the regions it supports when you connect. | Australia. |
Switching
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
Questions
What is a good alternative to Frollo?
It depends on why you are leaving. Choose Money Tree if you want a daily Safe to Spend number, a 30-day cash-flow forecast on Plus, and streaks and rewards that keep you checking in. Choose Frollo if you want a budgeting app that is entirely free, or a summary to share with a mortgage broker.
Can I move my data from Frollo to Money Tree?
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
How much does Money Tree cost?
Money Tree has a 7-day trial of everything, with nothing held back. After the trial, Plus is a monthly or yearly subscription.
Sources
Checked on 6 October 2026. Prices and features change; check each provider before you decide.
- https://frollo.com.au/frollo-app/ (free, no ads, features, Open Banking, iOS and Android, Australia, Financial Passport)
- https://frollo.com.au/ (Consumer Data Right, Australia)
- https://apps.apple.com/app/id6794328903 (Money Tree features, Plus and the 7-day trial)
Frollo is a trademark of its owner. Money Tree is not affiliated with or endorsed by Frollo. This page compares publicly available information and is not financial advice.