Money Tree
A WeMoney alternative: Money Tree
WeMoney centres on credit score and debt. If your focus is everyday spending and saving toward goals, Money Tree is built for that.
Last reviewed
Why people look for a WeMoney alternative
- Desktop access needs Pro, at AUD 9.99 a month or AUD 99 a year.
- It is available only in Australia.
What Money Tree offers instead
- Safe to Spend gives you one number for what you can spend today.
- A pay-period planner that sets your income against budgets and upcoming bills.
- Daily streaks, XP, coins and private leaderboards with friends make checking in a habit.
- Home-screen widgets for Safe to Spend and budgets.
When to stay with WeMoney
Choose WeMoney if credit score monitoring and paying down debt are your focus, or you want a community around it.
- Free credit score monitoring.
- Debt tracking with paydown goals.
- Finds bills and subscriptions.
- A community for peer support.
WeMoney and Money Tree in brief
| Feature | Money Tree | WeMoney |
|---|---|---|
| Price | A 7-day trial, then Plus as a monthly or yearly subscription; the store shows the price in your currency. | WeMoney Pro is AUD 9.99 a month or AUD 99 a year. |
| Plans and trial | No. Every account starts with a 7-day trial of everything, then Plus is a subscription. | Yes, a permanent free plan with account connections, budgeting, credit score monitoring, goals and net worth. Pro has a 7-day free trial. |
| Bank connections | Automatic, read-only sync through secure bank data providers. Connect as many banks as you like. | Through Australia's Consumer Data Right (Open Banking). |
| Platforms | iPhone, Mac and Android, from the App Store and Google Play. | iOS and Android. Pro adds desktop access. |
| Budgeting style | Safe to Spend for today, category budgets with suggested limits, savings goals and a pay-period planner. | Automatic categorisation and budgets, with a focus on paying down debt. |
| Where it works | Wherever its bank data providers cover your bank. The app shows the regions it supports when you connect. | Australia. |
Switching
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
Questions
What is a good alternative to WeMoney?
It depends on why you are leaving. Choose Money Tree if you want a daily Safe to Spend number, a 30-day cash-flow forecast on Plus, and streaks and goals that keep you saving. Choose WeMoney if credit score monitoring and paying down debt are your focus, or you want a community around it.
Can I move my data from WeMoney to Money Tree?
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
How much does Money Tree cost?
Money Tree has a 7-day trial of everything, with nothing held back. After the trial, Plus is a monthly or yearly subscription.
Sources
Checked on 6 October 2026. Prices and features change; check each provider before you decide.
- https://www.wemoney.com.au/ (Open Banking, platforms, Australia, credit score, debt, bills, community)
- https://intercom.help/wemoney/en/articles/12537906-how-much-does-wemoney-cost (Pro pricing, free plan)
- https://intercom.help/wemoney/en/articles/12528984-what-s-the-difference-between-wemoney-free-and-wemoney-pro (free versus Pro, 7-day trial, desktop on Pro)
- https://apps.apple.com/app/id6794328903 (Money Tree features, Plus and the 7-day trial)
WeMoney is a trademark of its owner. Money Tree is not affiliated with or endorsed by WeMoney. This page compares publicly available information and is not financial advice.