Money Tree
Money Tree vs WeMoney
WeMoney pairs a free budgeting app with credit score monitoring, debt tools and a community. Money Tree focuses on Safe to Spend, goals and daily habits.
Last reviewed
At a glance
| Feature | Money Tree | WeMoney |
|---|---|---|
| Price | A 7-day trial, then Plus as a monthly or yearly subscription; the store shows the price in your currency. | WeMoney Pro is AUD 9.99 a month or AUD 99 a year. |
| Plans and trial | No. Every account starts with a 7-day trial of everything, then Plus is a subscription. | Yes, a permanent free plan with account connections, budgeting, credit score monitoring, goals and net worth. Pro has a 7-day free trial. |
| Bank connections | Automatic, read-only sync through secure bank data providers. Connect as many banks as you like. | Through Australia's Consumer Data Right (Open Banking). |
| Platforms | iPhone, Mac and Android, from the App Store and Google Play. | iOS and Android. Pro adds desktop access. |
| Budgeting style | Safe to Spend for today, category budgets with suggested limits, savings goals and a pay-period planner. | Automatic categorisation and budgets, with a focus on paying down debt. |
| Where it works | Wherever its bank data providers cover your bank. The app shows the regions it supports when you connect. | Australia. |
Where WeMoney is stronger
- Free credit score monitoring.
- Debt tracking with paydown goals.
- Finds bills and subscriptions.
- A community for peer support.
Where Money Tree is different
- Safe to Spend gives you one number for what you can spend today.
- A pay-period planner that sets your income against budgets and upcoming bills.
- Daily streaks, XP, coins and private leaderboards with friends make checking in a habit.
- Home-screen widgets for Safe to Spend and budgets.
Which should you choose?
Choose WeMoney if credit score monitoring and paying down debt are your focus, or you want a community around it.
Choose Money Tree if you want a daily Safe to Spend number, a 30-day cash-flow forecast on Plus, and streaks and goals that keep you saving.
Looking for a WeMoney alternative? See what switching involves.
Questions
How does Money Tree's price compare with WeMoney?
Money Tree has a 7-day trial of everything, with nothing held back. WeMoney: Yes, a permanent free plan with account connections, budgeting, credit score monitoring, goals and net worth. Pro has a 7-day free trial.
Does WeMoney connect to my bank?
Through Australia's Consumer Data Right (Open Banking). Money Tree: Automatic, read-only sync through secure bank data providers. Connect as many banks as you like.
Which apps can I use WeMoney on?
iOS and Android. Pro adds desktop access. Money Tree: iPhone, Mac and Android, from the App Store and Google Play.
Sources
Checked on 6 October 2026. Prices and features change; check each provider before you decide.
- https://www.wemoney.com.au/ (Open Banking, platforms, Australia, credit score, debt, bills, community)
- https://intercom.help/wemoney/en/articles/12537906-how-much-does-wemoney-cost (Pro pricing, free plan)
- https://intercom.help/wemoney/en/articles/12528984-what-s-the-difference-between-wemoney-free-and-wemoney-pro (free versus Pro, 7-day trial, desktop on Pro)
- https://apps.apple.com/app/id6794328903 (Money Tree features, Plus and the 7-day trial)
WeMoney is a trademark of its owner. Money Tree is not affiliated with or endorsed by WeMoney. This page compares publicly available information and is not financial advice.