Money Tree
A Goodbudget alternative: Money Tree
Goodbudget is a manual envelope system. If typing in every purchase is what stops you, Money Tree connects your bank read-only and does that part for you.
Last reviewed
Why people look for a Goodbudget alternative
- On the free plan every transaction is entered by hand.
- Automatic bank sync is Premium only, and only for US banks.
What Money Tree offers instead
- Transactions arrive automatically from a read-only bank connection, with no typing.
- Safe to Spend gives you one number for what you can spend today.
- Net worth and recurring payment reminders alongside your budgets.
- Daily streaks, XP, coins and private leaderboards with friends make checking in a habit.
When to stay with Goodbudget
Choose Goodbudget if you want the envelope method, prefer not to link a bank, or share one budget with a partner.
- A household can share one envelope budget across devices.
- A permanent free plan.
- Works without linking a bank at all.
- Debt tracking on both free and paid plans, and a web app.
Goodbudget and Money Tree in brief
| Feature | Money Tree | Goodbudget |
|---|---|---|
| Price | A 7-day trial, then Plus as a monthly or yearly subscription; the store shows the price in your currency. | Premium is USD 10 a month or USD 80 a year. |
| Plans and trial | No. Every account starts with a 7-day trial of everything, then Plus is a subscription. | Yes, a permanent free plan: 10 regular envelopes, 10 annual or goal envelopes, one account, two devices and one year of history. |
| Bank connections | Automatic, read-only sync through secure bank data providers. Connect as many banks as you like. | The free plan is manual entry. Premium adds automatic bank sync for US banks only. |
| Platforms | iPhone, Mac and Android, from the App Store and Google Play. | Web, iOS and Android. |
| Budgeting style | Safe to Spend for today, category budgets with suggested limits, savings goals and a pay-period planner. | Envelope budgeting: split income into virtual envelopes and spend from them. |
| Where it works | Wherever its bank data providers cover your bank. The app shows the regions it supports when you connect. | Anywhere with manual entry. Automatic bank sync works only with US banks. |
Switching
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
Questions
What is a good alternative to Goodbudget?
It depends on why you are leaving. Choose Money Tree if you would rather your transactions arrive automatically and want Safe to Spend, a 30-day cash-flow forecast on Plus and goals. Choose Goodbudget if you want the envelope method, prefer not to link a bank, or share one budget with a partner.
Can I move my data from Goodbudget to Money Tree?
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
How much does Money Tree cost?
Money Tree has a 7-day trial of everything, with nothing held back. After the trial, Plus is a monthly or yearly subscription.
Sources
Checked on 6 October 2026. Prices and features change; check each provider before you decide.
- https://goodbudget.com/help/billing/subscribe-to-goodbudget/ (pricing, free plan limits, bank sync, platforms, availability, debt tracking)
- https://goodbudget.com/help/getting-started-guide/step-1-add-envelopes/ (envelope budgeting)
- https://apps.apple.com/app/id6794328903 (Money Tree features, Plus and the 7-day trial)
Goodbudget is a trademark of its owner. Money Tree is not affiliated with or endorsed by Goodbudget. This page compares publicly available information and is not financial advice.