Money Tree
A Spendee alternative: Money Tree
Spendee is a flexible, low-cost tracker. If you want one number for what you can spend today and goals that keep you saving, Money Tree is built around that.
Last reviewed
Why people look for a Spendee alternative
- Its help center says connecting a bank needs Premium.
- The free plan has one cash wallet and one budget.
What Money Tree offers instead
- A bank connection from the first day of the trial.
- Safe to Spend gives you one number for what you can spend today.
- Recurring payment detection with reminders, and a pay-period planner.
- Daily streaks, XP, coins and private leaderboards with friends make checking in a habit.
When to stay with Spendee
Choose Spendee if you want low-cost paid plans, shared wallets, cash tracking or a web app.
- Very wide international bank coverage.
- Shared wallets for couples and households on paid plans.
- Low-cost paid plans.
- Import and export on the free plan, and a web app.
Spendee and Money Tree in brief
| Feature | Money Tree | Spendee |
|---|---|---|
| Price | A 7-day trial, then Plus as a monthly or yearly subscription; the store shows the price in your currency. | Plus is $1.99 a month or $14.99 a year, Premium $5.99 a month or $35.99 a year. Spendee says prices may differ by country. |
| Plans and trial | No. Every account starts with a 7-day trial of everything, then Plus is a subscription. | Yes. The free plan has one cash wallet, one budget, automatic categorisation, and import and export. Paid plans have a 7-day free trial. |
| Bank connections | Automatic, read-only sync through secure bank data providers. Connect as many banks as you like. | Bank sync covering more than 2,500 providers. Its help center says connecting a bank needs Premium, while its pricing page lists sync on every plan. |
| Platforms | iPhone, Mac and Android, from the App Store and Google Play. | iOS, Android and web. Budgets are on iOS and Android only for now. |
| Budgeting style | Safe to Spend for today, category budgets with suggested limits, savings goals and a pay-period planner. | Wallets with category budgets, mixing cash wallets and synced bank accounts. |
| Where it works | Wherever its bank data providers cover your bank. The app shows the regions it supports when you connect. | Bank sync in about 50 countries across Europe, the Americas, Asia-Pacific and the Middle East. |
Switching
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
Questions
What is a good alternative to Spendee?
It depends on why you are leaving. Choose Money Tree if you want a bank connection from the first day, plus Safe to Spend, goals, and a 30-day cash-flow forecast on Plus. Choose Spendee if you want low-cost paid plans, shared wallets, cash tracking or a web app.
Can I move my data from Spendee to Money Tree?
Money Tree does not import from other apps. Connect your bank and your transactions arrive automatically, so there is nothing to move across. Plus shows twelve months of history from the day you connect.
How much does Money Tree cost?
Money Tree has a 7-day trial of everything, with nothing held back. After the trial, Plus is a monthly or yearly subscription.
Sources
Checked on 6 October 2026. Prices and features change; check each provider before you decide.
- https://www.spendee.com/pricing (pricing, free plan, trial, shared wallets, budgets on iOS and Android only, bank sync listed on every plan)
- https://help.spendee.com/article/144-connect-a-bank-account (bank connection needs Premium)
- https://www.spendee.com/bank-connect (more than 2,500 providers, countries covered, web app)
- https://apps.apple.com/app/id6794328903 (Money Tree features, Plus and the 7-day trial)
Spendee is a trademark of its owner. Money Tree is not affiliated with or endorsed by Spendee. This page compares publicly available information and is not financial advice.